Thinking and planning for your child’s final expenses is something none of us want to think about, but it’s something, as parents, we should consider. I have three children of my own and I know I don’t want to think about these things. But unless you have $15,000 put away to handle final expenses, it’s… Continue Reading
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What You Need To Know About Whole Life
Wes discusses the three things you need to know about whole life insurance in this video …
Replacement Cost vs Cash Value
Something to consider when purchasing insurance is whether or not you want replacement cost or cash value. Replacement cost compensates you for the actual cost to replace your property. For example, if you have a musical instrument that was appraised by a reputable appraiser at a certain value, then… Continue Reading
Texting and Driving
In 2011, at least 23% of auto collisions involved cell phones. That is 1.3 million crashes that could have been prevented if the person had not taken that call or sent that text message. The minimal amount of time your attention is taken away from the road when you’re texting and driving is 5 seconds…. Continue Reading
Trust
Trust is defined by the Merriam Webster dictionary as, “reliance on the character, ability, strength, or truth of someone or something; one in which confidence is placed”. When you do business with someone, you have to believe in their character, values, and honesty before you can be confident in doing business with them. In other… Continue Reading
Term Insurance – 3 Key Points
Check out this short video on the three key points you need to consider when purchasing term life insurance.
Liability Insurance
I meet with customers all the time who really don’t know the meaning of automobile liability insurance and exactly what it does. Basically, liability protects you when you are at fault in an accident. What are you protecting yourself from? If you are involved in an accident and the other person is injured, you want… Continue Reading
Your Contribution
Recently, I attended the Chamber Magazine unveiling at The Arcade in Lebanon. This is just one of many events I have attended over the years. One of the things that I really like about what I do is being involved in my community and meeting new people at events, like this one, and being involved… Continue Reading
Are You Covered?
Insurance is something we kind of take for granted. Most of us have car insurance, life insurance, a home owner’s policy, and hopefully, health insurance. BUT … are you really covered? Do you have all the insurance you need to protect yourself, your family, and your valuable possessions? Taking your insurance coverages for granted is… Continue Reading
Invest In Your Future (Video)
I have quite a few people come into my office and they’re over 59 1/2 and they have CDs. And we know right now with the interest rates being so low, that they are not really getting a good rate of return. I’d like to talk to you today about a product that we have… Continue Reading