Something to consider when purchasing insurance is whether or not you want replacement cost or cash value. Replacement cost compensates you for the actual cost to replace your property. For example, if you have a musical instrument that was appraised by a reputable appraiser at a certain value, then… Continue Reading
Category Archives: General Insurance info
Are You Covered?
Insurance is something we kind of take for granted. Most of us have car insurance, life insurance, a home owner’s policy, and hopefully, health insurance. BUT … are you really covered? Do you have all the insurance you need to protect yourself, your family, and your valuable possessions? Taking your insurance coverages for granted is… Continue Reading
Happy New Year
It’s that time of year again. Most people are enjoying a football game and time with their families. Some people are reflecting on what went wrong and what went right during the past year. Others are making plans for this year. Part of the planning for this year should be… Continue Reading
Do You Need An Umbrella?
An umbrella insurance policy covers what your auto and homeowners insurance does not cover. It’s a personal insurance policy to protect you from financial loss. It protects current and future finances against the cost of losing a lawsuit. Umbrella policies generally have a much higher deductible because they expect… Continue Reading
Why You Need Insurance
When it comes to protesting everything you’ve worked for – your home, auto, personal finances – there is nothing more important to your financial plan than having the appropriate insurance to cover all of these areas. Here are a few things for you to think about. What would happen… Continue Reading
7 Questions To Ask When Choosing An Insurance Agent
When you make the important decision of choosing one insurance agent or company over another, you have to ask yourself one question. Why? Why choose one over the other when they seem to offer basically the same services or products? Here are seven things to consider when… Continue Reading
Advantages of a Local Insurance Agent
When it comes time to file a claim on your insurance, what is the process for you? Do you dial some office 1000 miles away, go through several menu options, and hope you get someone on the line who can help you with your claim? Why not… Continue Reading