Category Archives: Life Insurance

Purchasing Life Insurance For Your Child

Thinking and planning for your child’s final expenses is something none of us want to think about, but it’s something, as parents, we should consider. I have three children of my own and I know I don’t want to think about these things. But unless you have $15,000 put away to handle final expenses, it’s something you need to consider. Watch this video to learn more …

Invest In Your Future (Video) I have quite a few people come into my office and they’re over 59 1/2 and they have CDs. And we know right now with the interest rates being so low, that they are not really getting a good rate of return. I’d like to talk to you today about a product that we… Continue Reading

Life Insurance Myths (and Mistakes)

            There are many misconceptions about life insurance. These preconceived notions can be costly at a time when your family needs the resources and finances to keep going after you are no longer around. Here is a list of five misconceptions surrounding life insurance: I’m single and don’t have anyone… Continue Reading

How Are Life Insurance Rates Determined?

            The short answer to this question is the type of insurance you buy, your lifestyle habits, age, and your medical condition. Insurers also look at how high the risk is to insure you. In other words, what are the chances that you will die within a short period of… Continue Reading

Whole Life Insurance

      In last week’s post, I talked about term life insurance and gave you a few of the basics to hopefully help you get started thinking about the type life insurance you need to purchase that suits your specific situation. As always, it’s best to meet with your local agent to discus the… Continue Reading

Term Life Insurance

          There are several different types of life insurance. There is term life insurance, whole life, universal life, and variable universal life. With all of these choices, it can sometimes be confusing as to which option is best for you and your specific situation. In this post, I’ll be giving you… Continue Reading

How Much Life Insurance Do You Need?

                One of the greatest tragedies I have seen is when someone loses a spouse or loved one, and then they find out too late they do not have enough life insurance to cover their final expenses. Things like burial costs and transition expenses can put an unnecessary… Continue Reading