Tag Archives: auto insurance

Running Red Lights

The Insurance Institute for Highway Safety tells us that 22 percent of all traffic accidents in the United States are caused by drivers running red lights. And you’ve probably seen the red light cameras installed to deter people from running red light. And with the statistics from the Institute of Highway safety clearly stating how severe this problem is becoming, it’s no wonder towns are placing these devices at major intersections. You may be for them or against the cameras, but the fact is running red lights is a problem in most areas.

Statistics have shown that at the average intersection, the red light will be run once every 20 minutes. And most of the fatalities from these type accidents are the pedestrians, bicyclists, and occupants in other vehicles that are hit by the people running the red lights.

Deaths caused by red-light running are increasing at more than three times the rate of increase for all other fatal crashes. This is a serious problem. Not only are many lives lost as a result of running red lights, it can become very expensive. You could be ticketed for running a red light, especially if there is a red light camera at the intersection. Your insurance rates could go up as a result of reckless driving if you have an accident at an intersection where you ran a red light.

So next time you come to an intersection, think before you press the gas pedal to try and beat the light. Is it really worth it? Is it worth increased insurance rates, an expensive traffic citation, and increased insurance rates? Or even worse, cause the death of an innocent person? Probably not. It’s better to be safe and do the right thing. Be considerate of other drivers and don’t take a chance that could potentially cost someone their life … maybe even your own.

All this may sound a little harsh, but this is a serious problem that needs to be addressed. And it’s the little things that can help stop this problem. For example, the next time you are following that 18 wheeler and can’t see the red light, put a little distance between you and the rear bumper of the 18-wheeler to make sure you can see the traffic light if it changes. Little things we do can make everyone a little safer.

Here is a great website with more statistics and information on red light running – check out the Red Light Safety Program Website.

Be safe!

What To Do In Case of an Auto Accident

Here are five things you need to keep in mind when you have an auto accident. 1.  You should keep your cool at all times. It’s easy to get upset and start blaming someone or getting in someone’s face after an accident. Don’t do it. Be careful what you say. Don’t incriminate your self or blame… Continue Reading

Aggressive Driving

Aggressive drivers are everywhere. You look in your rear view mirror and see the driver behind you, seemingly, two inches from your bumper. And even though you may be tempted to slam on your brakes to make them back-off, resist that temptation. These are the type situations that lead to road rage and people getting… Continue Reading

Auto Safety Tips

It’s amazing how easy life can be if we just adhere to a few common sense rules when it comes to driving our car. For example, don’t drink and drive. Here are a few more:   Don’t drive when you are distracted. We have a lot of “devices” with us when we drive now –… Continue Reading

Your Insurance Score

Your insurance score can play a big role in what kind of rates you get from your insurance company. There are several pieces that come into play when calculating your insurance score. Your accident history, how you make you payments on your current auto insurance plan, how many wrecks you’ve had, and even your credit… Continue Reading

Liability Insurance

I meet with customers all the time who really don’t know the meaning of automobile liability insurance and exactly what it does. Basically, liability protects you when you are at fault in an accident. What are you protecting yourself from? If you are involved in an accident and the other person is injured, you want… Continue Reading

Are You Covered?

Insurance is something we kind of take for granted. Most of us have car insurance, life insurance, a home owner’s policy, and hopefully, health insurance. BUT … are you really covered? Do you have all the insurance you need to protect yourself, your family, and your valuable possessions? Taking your insurance coverages for granted is… Continue Reading

Happy New Year

            It’s that time of year again. Most people are enjoying a football game and time with their families. Some people are reflecting on what went wrong and what went right during the past year. Others are making plans for this year. Part of the planning for this year should be… Continue Reading

Stolen Automobiles

        You will not believe the top ten list of most stolen cars. Believe it or not, it’s the older model cars that top the list. The main reason is there are still so many of them on the road thanks to the longevity of the vehicles. So since they have been… Continue Reading

Tips For Teen Drivers

              Here are a few tips for young drivers to be aware of: Research has shown that the most dangerous hours of the day for young drivers are from 9:00pm – midnight. Also, two hours after school is out has shown to be a high-risk time of day. So… Continue Reading