Tag Archives: wes dugan

Safety On The Water


Memorial Day is this weekend and there will be a lot of people out on the lakes here in middle Tennessee. There was a spot on a news program this morning talking about how over 50% of Americans cannot swim. And the number is even high if you take into consideration that many of the ones that can swim do not swim well. And most people think they can swim better than they actually can.

Unfortunately, during the summer months, we hear of too many fatalities on our lakes and rivers. Wearing a life jacket and taking a few other safety precautions can save your life. Here are a few for your consideration.

1)  Be conscious of weather conditions. The worst thing that could happen to you is being out on a lake during a severe thunderstorm with high wind and other dangerous conditions all around you. And in this area, the rain can be so heavy, you can’t see 20 feet in front of you.

2)  Avoid alcohol. I know this is something a lot of people do, but use common sense and keep it under control. Not only are you putting your life at risk, you are endangering the lives of others.

3)  Learn to swim better. As I mentioned at the start of this blog post, most people who can swim can’t swim as well as they think they can.

4)  Educate your self in best boating practices. Know what to do in case of an emergency. Take a course or look online for courses. Some states require you to meet certain requirements before using your boat so be aware of these in your local area.

5)  Make sure your boat is safe to take out on the water. Check all flotation devices (and use them), check for leaks, proper fuel levels, etc. A little time taken before entering the water can save a lot of heartache later.

6)  Have a plan. How will you handle someone going overboard? What steps will you take and who will be the person responsible in case of an emergency? No matter how trivial some of these steps may seem, they are all important because they could save your life or the life of someone else who goes overboard.

Have fun and be safe this Memorial Day Weekend!

Homeowners Insurance

Spring is in the air and the real estate market in Wilson County and the surrounding areas is booming. Warmer weather and sunshine seems to get people into a home shopping mode. And something that anyone who is considering buying a home needs to think about is purchasing their home insurance. Almost everyone knows they… Continue Reading

Running Red Lights

The Insurance Institute for Highway Safety tells us that 22 percent of all traffic accidents in the United States are caused by drivers running red lights. And you’ve probably seen the red light cameras installed to deter people from running red light. And with the statistics from the Institute of Highway safety clearly stating how… Continue Reading

Your Spring Home Checkup

It has been a long winter, but I think we are finally seeing light at the end of the tunnel. A few months ago, I published a blog on how to winterize your home. Well, this month I am focusing on getting your home ready for spring. The high winds, freezing weather conditions, snow and… Continue Reading

Safety In Your Home

Home is supposed to be a safe place. It’s where your kids and family can enjoy their time together, relax, and play. It’s where yo go to unwind after work. So it’s important to keep this place of refuge safe for everyone. This is not a difficult task, but you need to be aware of… Continue Reading

Being Safe In Severe Weather

In Tennessee, there are three weather conditions that can cause problems – flash flooding, tornadoes, thunderstorms and lightning. It’s important to know how to handle yourself and protect your family in each of these conditions. With a plan and a common sense approach, ou can keep everyone safe. Flash flooding – Floods can happen quickly… Continue Reading

Winterize Your Home

If you want to save money on your home heating costs this winter, think about what you need to do to winterize your home. Thanksgiving is just around the corner, and it’s time to start thinking about protecting your home from the damaging effects of cold weather. Here is how you can get ready for… Continue Reading

Your Local Insurance Agent

One of the things I hear from clients all the time is how they are so happy to be dealing with a “real” person when they need to file a claim or just make adjustments to their current insurance policies. It takes a conversation sometimes to make sure all your insurance needs are taken care… Continue Reading

Aggressive Driving

Aggressive drivers are everywhere. You look in your rear view mirror and see the driver behind you, seemingly, two inches from your bumper. And even though you may be tempted to slam on your brakes to make them back-off, resist that temptation. These are the type situations that lead to road rage and people getting… Continue Reading

Kid’s Captain Experience

For the 5th year, Farm Bureau Insurance is again the sponsor of the “Farm Bureau Insurance Kids Captain” at every Tennessee Titans home game. For each of the 10 home games, a winning child will be selected to participate in a truly “once in a lifetime” experience down on the field. He/she will walk out… Continue Reading